After a car accident, your main focus should be on recovering from your injuries and getting your life back on track. However, dealing with insurance companies can add an additional layer of stress. If you’re wondering whether you should handle insurance claims on your own or if a lawyer can help, the answer is simple. Yes, a car accident lawyer can and should handle the insurance company for you. 

An experienced personal injury attorney can take the burden of insurance companies off your shoulders and work to ensure that you receive fair compensation. This article will look at how a car accident lawyer can deal with the insurance company on your behalf and why it’s in your best interests to let them do so. 

Why Shouldn’t You Deal with Insurance Companies Alone? 

Insurance companies are in the business of protecting their bottom line. They aren’t necessarily looking out for your best interests. After an accident, they may try to minimize your claim by offering a low settlement or even outright denying it. It can be tempting to accept the first offer you receive, especially when you’re dealing with medical bills and lost wages. However, this often results in leaving money on the table. 

Here are some reasons you should not handle a car accident claim on your own: 

  • Shady Tactics: Insurance companies often use tactics to get you to settle for less than you deserve. They may make you feel guilty or pressure you into quick decisions. 
  • Misleading Communication: They may seem friendly and concerned, but remember that everything you say can be used against you. 
  • Lowball Offers: Insurance companies are known for offering settlements that don’t fully cover your medical expenses, pain and suffering, or future care needs. 

Having an experienced car accident lawyer on your side ensures that you won’t be taken advantage of. Your lawyer can fight back against these tactics and work to secure the maximum compensation for your case. 

How a Car Accident Lawyer Will Deal with the Insurance Companies for You

When you hire a lawyer after a car accident, you get a legal expert who will handle every aspect of your claim. 

Here’s how your lawyer will deal with insurance companies on your behalf: 

Communication on Your Behalf

You don’t have to talk directly to the other driver’s insurance company. Your lawyer can handle all communication, ensuring you don’t say anything that could hurt your case. They’ll also handle all negotiations on your behalf, so you don’t have to worry about making costly mistakes. 

Negotiating a Fair Settlement

In most cases, the insurance company will not offer the full amount you’re entitled to. A lawyer will negotiate with the insurer to make sure you’re compensated for all your losses. This can include medical expenses, lost wages, pain and suffering, emotional distress, and property damage. If the insurer offers an insufficient settlement, your lawyer will know how to push back. 

Dealing with Your Own Insurance Company

While your own insurance company may seem like an ally, they too may try to limit the amount they pay out. A car accident lawyer can help you navigate your own insurance policy to ensure you receive all the benefits you’re entitled to, even if the other driver is at fault. 

Gathering Evidence

To strengthen your case, your lawyer will gather the necessary evidence. This includes police reports, medical records, photos, witness statements, and more. This ensures you have all the documentation needed to support your claim. 

A lawyer will communicate with the insurance companies on your behalf. They will negotiate a fair settlement, deal with your own insurer, and gather all critical evidence to bolster your chances of success. 

Contact the Columbus Personal Injury Lawyers at Mark Casto Personal Injury Law Firm Today

If you were injured in an accident in Columbus, GA, and need legal help, contact our Columbus personal injury lawyers at Mark Casto Personal Injury Law Firm to schedule a free case review today.

Mark Casto Personal Injury Law Firm
233 12th St #808
Columbus, GA 31901

(706) 940-4030